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Stripe Billing fee calculator

Stripe Billing is priced on billing volume, so its cost grows with your ARR. See what it costs you now and as you grow.

Last updated By Gil Levy

Recurring revenue billed through Stripe Billing. "10M" works too.

For example bank transfers recorded in Billing. Billing still charges on them; card fees don't.

Billing, cheapest monthly plan
$62,200
Billing per year, pay-as-you-go (0.7%)
$70,000
Card fees on invoices paid by card (2.9% + 30¢)
$293,000
Billing at 2× ARR
$122,600
Billing at 5× ARR
$323,600

Yearly figures at Stripe's list prices. "At 2× / 5×" uses the cheaper of pay-as-you-go and the best monthly plan.

Stripe fees verified on against stripe.com/pricing. How we check

Short answer

Stripe Billing costs 0.7% of billing volume on pay-as-you-go, on top of card processing fees. That's $70,000 a year at $10M ARR and $350,000 at $50M. Annual pay-monthly plans cost less at list price, and Stripe offers custom Billing pricing for companies billing more than $1M a month.

How Stripe Billing is priced

  • Pay as you go: 0.7% of billing volume, with no monthly fee. Billing volume includes recurring payments processed outside Stripe, but not one-off invoices.
  • Pay monthly (annual contract): $620 a month for up to $100,000; $1,500 a month for up to $250,000; $2,950 a month for up to $500,000; $5,750 a month for up to $1,000,000 of monthly billing volume, then 0.67% on volume above that.
  • Custom pricing for large billing volumes, by contacting Stripe's sales team.

Billing fees are separate from card processing: every card payment still costs 2.9% + 30¢ on standard pricing. Together they set your real cost per dollar of recurring revenue.

When to look at Billing costs

At a few million in ARR, Billing's cost is usually worth the engineering time it saves. As ARR grows, it becomes a six-figure line, and it's a good moment to review the plan, negotiate it with your card pricing, or compare it with other billing tools. See card processing costs for B2B SaaS and how to negotiate Stripe fees.