Short answer
Line-item detail sent with a business card payment: item descriptions, quantities, unit prices, product codes, freight and duty.
Level 3 data is the most detailed data a merchant can send with a card payment. For B2B companies taking large payments on commercial cards, qualifying for Level 3 interchange can cut the cost of those payments by roughly a percentage point.
Your processor, gateway and billing or invoicing system all have to support it. Read Level 2 and Level 3 card processing for B2B companies before you build it.
Part of our guide to Level 2 and Level 3 card processing.
Related terms
- Level 2 data: Extra transaction data, such as the sales tax amount and a customer or purchase order code, sent with a business card payment.
- Visa CEDP: Visa's Commercial Enhanced Data Program, launched in 2025, which sets the rules and fees for sending enhanced data on Visa commercial card payments.